Only ridden in it once. Wore this with just a base layer on a late fall day that started in the mid 30’s and topped out in the upper 40’s for my ride. I had a vest, but never pulled it out. I run hot. The brushed “fleece” on the interior was perfect in keeping me warm. I got it on sale for an amazing price and would’ve bought more if they’d had different colors. Quality bit of kit.